To help you, here is a list of documents you might need to submit to get approval of your mortgage. personal details Your lender will ask for the personal information including a copy of your driver’s license, social security card (or passport), and addresses where you lived during the past two years.
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FHA Loans – Documents Needed for FHA Loan Most recent two years complete tax returns with all schedules. Most recent two years W-2’s, 1099’s, etc. Most recent pay stubs covering one month period. If Applicable: Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement.
With more than $25 billion in total funded loan volume this year, Guaranteed Rate has grown to be one of the top retail. eligible borrowers can electronically review, sign and notarize closing.
Documents needed for your mortgage application When you apply for a loan, you typically need to provide quite a bit of information. This paperwork allows your lender to verify your income and assets.
The FHA insures loans offered by private lenders, and do not offer mortgage loans directly. In the event a borrower defaults on an FHA-insured loan the lender will be reimbursed by HUD thus reducing their risk allowing them to loosen their requirements.
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The 7 Types of Documents You Need for a Refinance Get these documents together before you start the refinance process to streamline your loan. With so many people filing for refinance these days, it can take a lot longer than you’d expect to have your refinance go through.
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FHA Loan Documents [Download the printable version] If you’re applying for mortgage pre-approval with the federal housing administration, you’ll need these documents: Identification (one of these, which you will need to show in person) Driver’s license; Passport; Other state- or federal-issued ID; Income; Pay stubs for the last 30 days, if applicable