In addition, houses that close during the first month of the year have been on the market for over three months on average. In general, the longer a home stays on the market, the lower the price is at closing. Buyers have more room to negotiate price when a home has been on the market for a long time and tend to get better deals.
For most people, it is ideal to relocate from one place to another without needing to live in a hotel in between moves, so your closing date should factor in the cost of storage and lodging if you have to move out of your current home to wait for the closing date at the end of the month.
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Closing at the end of the month is only a short term benefit. if you close towards the beginning of the month you will have to pay more money up front. If you close at the end of the month, your first mortgage payment will be due sooner than if you had closed toward the beginning of the month
It’s the very end of the season before the rains hit, meaning you’ll likely get better lodge and safari deals too. Travelers.
Timing is definitely everything when it comes to buying a house. When you’re investing in the stock market, you want to buy at a low price so that you can sell the stock at a high price. A house is an investment. I don’t think that many people stay in the first house they buy for their whole life. They will sell it at some point.
When you close on a mortgage you will pay interest for the remaining days of the month you close- so that last day you will pay just 1 day’s interest. So on a $250,000 loan if rates are at 5% that would be $34.25/day up to $1,027 for a month. So yes, it is a little less money at closing at the end of the month BUT: