how much is a good down payment on a house

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Saving money is the best way to accumulate the cash you’ll need to produce a down payment on a home. If you don’t have a goal in mind, however, it’s hard to know how much to save and for how.

For example, say that a couple has been saving to buy a home, and so far, they have about $2,000 in the bank. Some of their friends say they should come up with a down payment that is at least 3 percent of their targeted home’s sale price. For a $200,000 home, that’s $6,000 for a down payment, which may seem like not much money.

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How to Get Money for a Down Payment on a House – 16 Strategies. – The biggest immediate cost of buying a home is often the down payment.. Underwriting standards are also much looser than on conventional mortgages. Other conditions may apply as well, so it's a good idea to contact the organization .

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Down Payment Calculator – How much should you put down? – How much should you put down for a house? SmartAsset’s down payment calculator can help you determine the right down payment for you.

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Young and Short on Cash? You Can Still Get a Mortgage – "The key is to demonstrate that you are able to make your monthly payment. house-hunting process can put you in the.

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The 5 tips, tricks that make saving for a down payment easier – Many people put off homebuying entirely because of the overwhelming thought of how they will come up with the down payment..

Should I Save for a Down Payment on a House or Pay Off Debt? – What’s better – saving for a down payment on a house, or using that money to pay off debt? Find out here in this case study, as well as tips & exceptions.

How to Buy a House With Bad Credit – Buying a house with bad credit is an. For example, a buyer with a good credit score (say, 700 or above) may not likely have to put a lot of money into the home upfront, in the form of a down.

How Much Is A Good Downpayment On A House | Houstondeco – For the most part though, you should just put down as much money as you can realistically afford. There are a number of good reasons. How Much Do I Need for A Downpayment on a House? – How Much Do I Need for A Downpayment on a House? 1. With an FHA guaranteed loan, the required down payment is 3.5%.