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If they decline, you may need to consult a lawyer to avoid damaging your credit. Find one through the National Association of Consumer Advocates or your local legal aid organization..
5 Best Lenders for Bad Credit Home Loans | GOBankingRates – Getting a mortgage with bad credit – that is, a credit score of about 579 or below – can be difficult, but you still have options for loans with favorable terms and APRs. Traditionally, home loans for bad credit borrowers fell to the risky subprime mortgage sector.
Best Bad Credit Loans of 2019 | U.S. News – Bad credit loans typically have higher interest rates and shorter terms than loans offered to people with good credit. standard bad credit loan terms are two to five years, and lenders could charge an APR of up to about 36%.
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what is loan to value ration Typically, lenders set maximum LTV as well as cap total loan amounts, which means that you’ll have to either find a property that fits within these limits or expect to invest a higher down payment. A higher loan-to-value ratio means the lender is financing a larger portion of the property and is taking on more risk.
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