refinancing mortgage after chapter 13 discharge

Chapter 13 can knock 100 points or more off your credit score, and the bankruptcy stays on your report for seven years after the discharge. Since FHA lenders look for a minimum FICO score of 580.

Refinancing Mortgage After Chapter 13 – ficoforums.myfico.com – Refinancing Mortgage After Chapter 13 My Wife and I are waiting for our Chapter 13 to fall off our credit reports in 15 months from now meaning we are 5 years and 9 months into it.. Just closed on an FHA cash out re-fi on Monday, with mid-scores of 650 ish and just discharged from our BK on 4.

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Chapter discharge 13 refinance – Helpersofhouston – The other FHA refinance requirement is that the borrower has had the chapter 13 bankruptcy for at least 1 year. Getting a Mortgage After Bankruptcy: What to Know. – Getting a mortgage after bankruptcy can be a challenge, but it’s not impossible.

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Home chapter 13 loan equity – Mortgagelendersincolorado – Mortgage Advice > Mortgage after Chapter 13 Discharge – Mortgage after Chapter 13 Discharge I just received my chaper 13 discharge 2 weeks ago and I would like to buy a condominium. My income is $75K, my only exisiting debt is a car payment @ $350.00 per month which will be paid off in 7 months (6/2013).

 · Unable to refinance after Chapter 13 bankruptcy dismissal even with extenuating circumstances +1 vote My wife and I want to refinance our mortgage in Houston, Texas.

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2019 When Can I Qualify for a Mortgage After Bankruptcy, Short Sale. – Waiting periods before being eligible for a mortgage after a financial hardship. has been discharged for ONE (1) year with a Chapter 13 Bankruptcy.. reach your waiting period for refinancing into a loan with better terms.

Appraisal and inspection explained – Once a buyer’s application for a mortgage is approved, whether it’s conventional or. schedules an appointment either with the selling agent or homeowner, if it’s a refinancing situation, to.

Mortgage Advice > Refinance after chapter 13 – Lender411.com – On a Chapter 13, FHA will allow only a 1yr of waiting period after discharge and a borrower’s payment performance must have been satisfactory with all required payments made on time. a Chapter 7 is a two year wait period. Call a LOCAL lender, not a national company, and they will be able to help you that.

6 Ways to Refinance Your Home After Bankruptcy | Private. – Chapter 13: Two years from the discharge date, Refinance and get your get your mortgage payments reported on your credit. (To improve your credit.) REFINANCE: Based on the information provided, it seems like an FHA Loan would be a fit for your situation. This would be assuming that it has.