what is a mortgage? a

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Mortgage financial definition of mortgage – Financial Dictionary – Mortgage. A mortgage, or more precisely a mortgage loan, is a long-term loan used to finance the purchase of real estate. As the borrower, or mortgager, you repay the lender, or mortgagee, the loan principal plus interest, gradually building your equity in the property.

Mortgages | USAGov – A mortgage is a loan from a commercial bank, mortgage company, or other financial institution to purchase a home or other real estate. A lender will give a loan if you meet certain requirements such as a high enough credit score and income level and have the financial ability to pay it back.

Most consumers overestimate what it takes to get a mortgage – When it comes to obtaining a mortgage, the majority of consumers think it requires a higher credit score and larger down payment than is actually necessary, according to a recent survey by Fannie Mae..

Kirchhoefer: In real estate a reverse mortgage equates to anti-aging ‘miracle’ creams – There are a few things in this life that I wouldn’t mind putting into reverse. Oftentimes, it has to do with words that come out of my mouth without having put some thought into them first. Other.

fha approved mortgage lenders 7 crucial facts about FHA Loans – Borrowers with fha loans pay for mortgage insurance, which protects the lender from. lenders to figure out which option makes the most sense. Lender Must Be FHA-Approved Because the FHA is not a.

Don't Buy A House || Mortgage is Death Pledge || Live Debt Free || Fix Credit Fast Mortgage Term (Years) This is the length of the mortgage you’re considering. For example, if you’re buying new, you may choose a mortgage loan that lasts 30 years. On the other hand, a homeowner.

Mortgage – Simple English Wikipedia, the free encyclopedia – A mortgage is a way to use one’s real property as a guarantee for a loan to get money.Real property can be land, a house, or a building.Many people do this to buy the home they use for mortgage: the loan provides them the money to buy the house and the loan is guaranteed by the house.

A mortgage is what ties you to your house. It legally requires you to make payments on the loan the bank provides you to buy real estate. There are many legal and financial consequences of this process, such as the loan amount, interest rate, due date, and other terms specific to the loan that the mortgage note lays out.

ACU offers fixed-rate mortgages from 10 to 30 years. You’ll also find ARMs and jumbos. We have a first-time buyer’s program. You may be interested in our 5/25 mortgages, also. And we can pre-qualify you to give you a better negotiating position, helping you to target an affordable home. With ACU, you can be assured that we will always service your loan.